Skip to content
Online Banking
Register Help Forgot Password? Forgot Username?

Purchase or refinance second mortgage

Great Terms. Flexible Funding. Peace of mind.

Purchase or Refinance Second Mortgage

Great Terms. Flexible Funding. Peace of Mind.

A fixed-rate second mortgage helps you access the equity in your home with a one-time loan to help you finance home repairs or upgrades, consolidate debt, help with college expenses, or plan the vacation of a lifetime.

You’ll have peace of mind knowing that our experts will help you get the most out of your home’s equity and make sure your payments meet your budget.

Radiant Second Mortgage Loans features:

  • Easy application and quick approval

  • Loan terms from 5 to 15 years

  • Loan amounts from $5,000 to $500,000

  • Primary residence only

  • We pay for closing costs on mortgages over $25,000

Mortgage Application Checklist

View

Homeowners Insurance

If you change companies for your homeowners insurance please upload the new policy information.

Upload Here

Mortgage Blogs

#Blogs

*Subject to credit approval. Property insurance required; an appraisal, flood and/or title insurance may be required.  Must be a Radiant Credit Union member to borrow. Membership at RCU requires a savings account with a minimum balance of $5.00.  If Radiant Credit Union pays your closing costs and you pay off and close your line within 36 months, you must reimburse Radiant Credit Union in the amount of the fees paid by us.  Closing costs generally total between $0.00 and $2,500.00.

Our Members are Talking

“I am very impressed with the quick response that I have received from Radiant Credit Union. You just can’t find that type of customer service anymore. I look forward to doing business with them.”

Josie R.

“I love Radiant Credit Union. I've never been in and had a bad experience. Great place to do business.”

Dewayne

“Everyone I dealt with was so professional and the customer service was outstanding. Been doing business with Radiant for years and will continue taking my business there for years to come. Thank you!”

Robert L.
icon-logo-full-color

Not a member? Join Today!

Drop your bank and enjoy the benefits of ownership. It's easy.