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Mortgage Loans

Flexible Terms. 

Great Rates.

Escrow Your Way.

Home Loans

Buying a home is about so much more than a mortgage - so we're committed to making your home loan process easier than choosing your kitchen countertops. Our experts can help match you with the best home loan to your needs.

Whether you're buying your first home, buying land for a future home, or looking to upgrade your current home, we can get your started and be with you every step of the way. From pre-approval to closing, our local team can get you the quick decisions you need to get the home you're dreaming of and to close on your timeline. 

Couple reviewing details of a home before purchasing, carefully inspecting the space to prepare for their upcoming investment.

Mortgage Refinancing

Refinancing your mortgage can lower your rate, lower your monthly payment, or allow you to benefit from the equity in your home.

First time homeowners outside their new home financed by Radiant Credit Union

Purchase First Mortgage

Unlock the door to your dream home. Fixed-rate, long and short-term primary residence mortgages are designed to suit you.

Family standing on their new property financed through a Radiant Credit Union land loan, taking the first step toward their dream home.

Land Loans

Land loans can be used to finance the purchase of land or a lot where you're looking to build your new home.

Couple admiring home improvements made possible by a HELOC from Radiant Credit Union

Home Equity Line of Credit

Our HELOC lets you access the equity in your home to draw and pay back as needed for remodeling or other large expenses.

Family enjoying their new vacation home made possible with financing from Radiant Credit Union, building their financial future.

Vacation or Second Home Loan

Perfect for buying your second home. We're ready to help you enjoy.

Couple reviewing refinancing contracts through Radiant Credit Union

Purchase or Refinance Second Mortgage

Leverage the equity in your house with a one-time loan to get the funds you need for important fixes, upgrades, or other financial goals.

Couple paying their monthly mortgage through Radiant eBanking

Pay My Mortgage

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Mortgage Blogs

Teamwork at Radiant Credit Union making new homes possible for everyone

Meet Our Mortgage Team

Our Members are Talking

“I am very impressed with the quick response that I have received from Radiant Credit Union. You just can’t find that type of customer service anymore. I look forward to doing business with them.”

Josie R.
five stars

“I love Radiant Credit Union. I've never been in and had a bad experience. Great place to do business.”

Dewayne
five stars

“Everyone I dealt with was so professional and the customer service was outstanding. Been doing business with Radiant for years and will continue taking my business there for years to come. Thank you!”

Robert L.
five stars
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