“I am very impressed with the quick response that I have received from Radiant Credit Union. You just can’t find that type of customer service anymore. I look forward to doing business with them.”
Savings Accounts
Savings Accounts
Opening a savings account with Radiant is not just about securing your money, it's about creating a partnership with financial experts who are dedicated to helping your financial dreams a reality.
Radiant's savings accounts are designed to meet your needs with convenience and flexibility in mind. Pick the right account that fits your needs, using our comparison chart.
Even-Up Savings Account
Our exclusive savings account that helps your spare change add up.
Money Market Savings Account
Gain higher dividends for higher balances. Plus, have flexible access to your funds.
Future Endeavors Savings Account
Start your children on the path to saving early.
Health Savings Account
Save for future qualified medical expenses on a tax-free basis.
Share Certificates
Secure your savings to earn more. Choose from a variety of terms and earn monthly dividends.
Individual Retirement Account (IRA)
Individual Retirement Accounts (IRA) assist you in saving for your future.
Special Share
Stress less knowing you'll have the cash you need to cover designated expenses.
Direct Deposit
Deposit payday or monthly check automatically, plus access up to 24-hours early.
Which Account is Right For You?
| Free Checking | Interest Checking | Basic Checking | Youth Checking | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Feature |
Minimum Opening Deposit |
Free Checking |
$0 |
Interest Checking |
$0 |
Basic Checking |
$0 |
Youth Checking |
$0 |
|||||||
| Feature |
Monthly Service Fee |
Free Checking | Not included | Interest Checking |
$5 (balances below $500) |
Basic Checking |
$10 |
Youth Checking | Not included | |||||||
| Feature |
Requires Adult Joint Account Holder |
Free Checking | Not included | Interest Checking | Not included | Basic Checking | Not included | Youth Checking | Included | |||||||
| Feature |
Earns Interest |
Free Checking | Not included | Interest Checking | Included | Basic Checking | Not included | Youth Checking | Not included | |||||||
| Feature |
Visa Debit Card Access |
Free Checking | Included | Interest Checking | Included | Basic Checking | Included | Youth Checking | Included | |||||||
| Feature |
Nickel Back Rewards |
Free Checking | Included | Interest Checking | Included | Basic Checking | Included | Youth Checking | Included | |||||||
| Feature |
Free eBanking and Mobile App |
Free Checking | Included | Interest Checking | Included | Basic Checking | Included | Youth Checking | Included | |||||||
| Feature |
Free Monthly eStatements |
Free Checking | Included | Interest Checking | Included | Basic Checking | Included | Youth Checking | Included | |||||||
| Free Checking | Minimum Opening Deposit |
$0 |
Monthly Service Fee |
Not included | Requires Adult Joint Account Holder |
Not included | Earns Interest |
Not included | Visa Debit Card Access |
Included | Nickel Back Rewards |
Included | Free eBanking and Mobile App |
Included | Free Monthly eStatements |
Included |
| Interest Checking | Minimum Opening Deposit |
$0 |
Monthly Service Fee |
$5 (balances below $500) |
Requires Adult Joint Account Holder |
Not included | Earns Interest |
Included | Visa Debit Card Access |
Included | Nickel Back Rewards |
Included | Free eBanking and Mobile App |
Included | Free Monthly eStatements |
Included |
| Basic Checking | Minimum Opening Deposit |
$0 |
Monthly Service Fee |
$10 |
Requires Adult Joint Account Holder |
Not included | Earns Interest |
Not included | Visa Debit Card Access |
Included | Nickel Back Rewards |
Included | Free eBanking and Mobile App |
Included | Free Monthly eStatements |
Included |
| Youth Checking | Minimum Opening Deposit |
$0 |
Monthly Service Fee |
Not included | Requires Adult Joint Account Holder |
Included | Earns Interest |
Not included | Visa Debit Card Access |
Included | Nickel Back Rewards |
Included | Free eBanking and Mobile App |
Included | Free Monthly eStatements |
Included |
Our Members are Talking
Josie R.
“I love Radiant Credit Union. I've never been in and had a bad experience. Great place to do business.”
Dewayne
“Everyone I dealt with was so professional and the customer service was outstanding. Been doing business with Radiant for years and will continue taking my business there for years to come. Thank you!”
Robert L.
Disclosures
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