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Land Loans

Building Soon. Need Land. Buy Smart

Land Loans

Building Soon. Need Land. Buy Smart.

Not many lenders can help you secure that perfect plot of land for your dream home. But at Radiant, we’re Land Loan experts, and we can get you from prospector to owner quickly.
 
So, feel free to explore the countryside or roam around the location of that new subdivision, the experts at Radiant can get you the right rate and term for the land loan you need. It’s the first step toward your dream home, and we’ll be with you for all the rest.

Radiant Land Loans feature:

  • Fast preapproval

  • Easy online application and document uploads

  • Loan terms up to 10 years

  • Down payments as low as 15% of purchase price*

Product Benefits/Cross-Sell Headline

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Understanding Escrow

Escrow accounts are used to pay property taxes, insurance, and other charges.

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Homeowners Insurance

If you change companies for your homeowners insurance please upload the new policy information.

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Mortgage Application Checklist

Disclosure

*Maximum purchase LTV limited to 85% appraised value or purchase price whichever is less.

Our Members are Talking

“I am very impressed with the quick response that I have received from Radiant Credit Union. You just can’t find that type of customer service anymore. I look forward to doing business with them.”

Josie R.
five stars

“I love Radiant Credit Union. I've never been in and had a bad experience. Great place to do business.”

Dewayne
five stars

“Everyone I dealt with was so professional and the customer service was outstanding. Been doing business with Radiant for years and will continue taking my business there for years to come. Thank you!”

Robert L.
five stars
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