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Auto Loans

Fast.

Easy.

Hassle Free.

Auto Loans

Fast. Easy. Hassle Free.

Shop for your “new to you” car like a cash buyer by getting pre-approved for your financing. You’ll know your payments and how much you can afford – allowing you to focus on your car’s actual selling price and avoid hours at the dealership.

We’re here to help you. Our lenders work with you to find the right fit for your budget and make sure you’re aware of all your options before you finalize your loan. We want you to enjoy your car for many years to come.

Radiant Auto Loans Features:

  • Quick online applications

  • Fast approval decisions

  • Great low rates

  • Flexible loan terms up to 84 months*

  • New car financing up to 120% of sale price and 110% of sale price on used cars

  • No loan application fees

  • No pre-payment penalty

GAP Insurance

Guaranteed Asset Protection (GAP) Insurance protects your loan in the event of an unfortunate accident.

Learn more from our blog post #here or contact a Radiant Member Service Representative for more information.

Mechanical Breakdown Protection

MBP can help with new and used vehicles, as well as the one you already own.

Please contact a Radiant Member Service Representative for more information.

Debt Protection

Debt Protection helps relieve the financial stress and worry related to making payments when your life takes an unexpected turn. 

Please contact a Radiant Member Service Representative for more information.

*All loans subject to credit approval. All credit union programs, services, rates, terms, and conditions are subject to change without notice. Finance charges begin accruing as of the loan disbursement date.

Our Members are Talking

“I am very impressed with the quick response that I have received from Radiant Credit Union. You just can’t find that type of customer service anymore. I look forward to doing business with them.”

Josie R.

“I love Radiant Credit Union. I've never been in and had a bad experience. Great place to do business.”

Dewayne

“Everyone I dealt with was so professional and the customer service was outstanding. Been doing business with Radiant for years and will continue taking my business there for years to come. Thank you!”

Robert L.
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