Even-Up Savings Account

How it works

• Even-Up amounts are accumulated and transferred daily as a single transaction.
• If you make multiple purchases on the same day, your statement will show one combined Even-Up Savings transfer for that day.
• If the available amount in the checking account is less than $25 the Even-Up transfer will not happen.
• Signature and PIN transactions will be included.
• Deposits to the account are only from your debit card Even-Up transaction change.  No other deposits are allowed.  The only way for money to go into Even-Up Savings is through the Even-Up program.
• Commercial debit cards/accounts are not eligible.
• Dividend period is quarterly. The quarter begins the first day of the calendar quarter.  Dividends are credited on the last day of the calendar quarter.
  • January 1 through March 31
  • April 1 through June 30
  • July 1 through September 30
  • October 1 through December 31
• Dividends will be compounded quarterly.

¹The even-up amount will be withdrawn from your checking account and deposited into your Even-Up Savings. Dividend rate is 10.00%.10.00% Annual Percentage Yield (APY) is earned on balances of $0.01 to $5,000.00. The APY for any amount over $5,000.00 is 0.05% APY. Rates current as of December 1, 2022. Rates subject to change. Please see current rate schedule for current rates. Even-ups from debit card transactions are accumulated and transferred daily as a single transaction. There must be $25 in the checking account after all transactions post during nightly processing for the even-up posting to occur.