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Radiant Membership

Why Join Radiant Credit Union?

Contactless payment made with a Radiant Credit Union Platinum Visa card, highlighting quick and convenient checkout.
  • Industry-leading interest rates
  • Convenient locations anywhere you are
  • Flexible checking account options
  • Robust Savings Opportunities
  • World-class Customer Support
  • Business Banking Options
  • Visa Rewards Debit Card
  • Direct Deposit
  • Wire Transfers
  • Vehicle Loans
  • Visa Platinum Rewards Credit Card
  • Personal Loans
  • Mortgage Loans
  • Bill Payment Services
  • eBanking services on the web
  • Mobile App for Android and iOS
  • Apple Pay
  • Google Pay
  • Samsung Pay
  • Send money with Zelle
  • Support for our Community

Refer a Friend and you both can get $25!

Stop by your local Radiant branch and pick up a membership referral card to get started.

Membership means more here. Join Radiant Credit Union to take advantage of our low rates and convenient services, as well as many member benefits and resources.

Membership Requirements

Persons who live, work (or regularly conduct business in), worship, attend school, or participate in associations headquartered in the rural district comprised of: 

  • Alachua, Baker, Bradford, Citrus, Clay, Columbia, Dixie, Flagler, Gilchrist, Hamilton, Hernando, Lafayette, Lake, Levy, Marion, Nassau, Putnam, St. Johns, Sumter, Suwannee, Union, and Volusia in Florida;
Incorporated and unincorporated organizations located in or maintaining a facility in the rural district comprised of:
 
  • Alachua, Baker, Bradford, Citrus, Clay, Columbia, Dixie, Flagler, Gilchrist, Hamilton, Hernando, Lafayette, Lake, Levy, Marion, Nassau, Putnam, St. Johns, Sumter, Suwannee, Union, and Volusia in Florida.
Additionally, you can join if
 
  • You are the spouse of a person who died while within the field of membership of Radiant Credit Union.
  • You are an immediate family member of a current member. "Immediate family member" is defined as a spouse, child, sibling, parent, grandparent or grandchild; this includes step-parents, step-children, step-siblings, and adoptive relationships.
  • If you have any questions regarding your eligibility for membership in Radiant Credit Union, please contact us.

Benefits

You don't stay in business for over 60 years without getting good at giving your members the benefits they need. Here's and ever-growing list of products and services that make being a member at Radiant the easiest decision you'll make this week.

Father and son enjoying time together outdoors, feeling at ease and confident without financial stress or money worries

Industry-leading Interest Rates

Experience the advantage of our competitive rates, ensuring that your money works harder and grows faster in our care.

Vehicle using GPS to navigate to the closest Radiant Credit Union branch, ensuring simple and efficient banking access.

Convenient Locations Anywhere You Are

Whether you're in the city or the countryside, our widespread branches and ATMs ensure you're never far from your financial needs.

Parents and teen exploring Radiant Credit Union flexible checking options designed to help teens learn money skills.

Flexible Checking Account Options

From basic to premium, we offer a range of checking accounts designed to cater to your unique financial habits and goals.

Parent and child exploring Radiant Credit Union savings opportunities at home to start building future savings.

Robust Savings Opportunities

Dive into a plethora of savings options, from fixed deposits to high-yield accounts, all crafted to maximize your returns.

Tablet with glowing question marks as a user seeks assistance, highlighting responsive and friendly customer support.

World-class Customer Support

Our dedicated team of professionals is always on standby, ensuring that your queries and concerns are addressed promptly and efficiently.

Business professionals using Radiant Credit Union’s business banking platform on the go for secure, efficient account management.

Business Banking Options

Propel your business forward with our comprehensive suite of banking solutions, tailored to support enterprises of all sizes.

Customer completing a purchase using her Radiant Credit Union rewards debit card, earning points while shopping.

Visa Debit Card with Rewards

Elevate your spending experience with our Visa Debit Card with Nickel Back Rewards, where every purchase gets you a nickel back in your account.

Happy woman reviewing a new paycheck notification on her phone thanks to fast, secure direct deposit from Radiant Credit Union.

Direct Deposit

Say goodbye to waiting times and enjoy instant access to your paycheck with our seamless direct deposit service.

Person completing a smooth, secure wire transfer on a laptop with the help of Radiant Credit Union online services.

Wire Transfers

Whether you're sending money across the country or across the globe, our wire transfer services ensures it's fast, secure, and hassle-free.

Couple enjoying the ride in their new car made possible with affordable auto financing from Radiant Credit Union.

Vehicle Loans

Step into the driver's seat of your dream vehicle with our attractive loan rates and flexible repayment plans.

Hand tapping a Radiant Credit Union Platinum Visa credit card on a reader for easy, secure purchase.

Visa Platinum Rewards Credit Card

Experience the luxury of premium benefits, exclusive offers, and unmatched reward points with every transaction.

Older couple enjoying a sunny day of sightseeing with a map, embracing travel, exploration, and time together.

Personal Loans

Whether it's for education, travel, or home renovation, our personal loans are designed to support your aspirations with competitive rates and easy approvals.

Happy family outside their newly financed home through Radiant Credit Union, growing their savings and future plans.

Mortgage Loans

Make homeownership a reality with our range of mortgage options, each tailored to fit your financial situation and goals.

Woman managing her monthly expenses online using Radiant Credit Union bill payment services for easy, secure payments.

Bill Payment Services

Streamline your monthly bill payments with our intuitive platform, making it easier than ever to manage and track your expenses.

Individual using a laptop to sign into Radiant Credit Union eBanking for fast, secure digital account management.

eBanking Services on the Web

Dive into a world of online banking convenience, offering you complete control over your finances from the comfort of your home or office.

Person logging into Radiant Credit Union’s mobile app to access secure eBanking features and manage accoutnts.

Mobile App for Android and iOS

Stay connected to your finances on the move with our feature-rich mobile app, designed for both Android and iOS devices.

Woman using her mobile wallet to tap and pay, showing fast, secure contactless payments with convenient digital technology.

Apple, Google, and Samsung Pay

Embrace the future of payments with our support for leading mobile wallets, ensuring quick, secure, and contactless transactions.

“Woman transferring money to a man through Zelle, highlighting quick, secure person-to-person payments.

Send Money with Zelle

Make instant money transfers to loved ones, friends, or businesses with Zelle, ensuring that your money reaches its destination in a flash.

Group joining hands in a circle, symbolizing strong community involvement and teamwork supported by Radiant Credit Union.

Support for Our Local Community

We believe in giving back, and our initiatives and programs are a testament to our commitment to the growth and well-being of our local community.

Want to know more? Let's get started.

Our Members are Talking

“I am very impressed with the quick response that I have received from Radiant Credit Union. You just can’t find that type of customer service anymore. I look forward to doing business with them.”

Josie R.
five stars

“I love Radiant Credit Union. I've never been in and had a bad experience. Great place to do business.”

Dewayne
five stars

“Everyone I dealt with was so professional and the customer service was outstanding. Been doing business with Radiant for years and will continue taking my business there for years to come. Thank you!”

Robert L.
five stars
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Not a Member? Join Today!

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